Modern Redlining Exposed: How “Neutral” Policies Are Killing Black Wealth (feat. Cruz Companies)
Is “neutral” the new redlining? TUMN News investigates how banks and algorithms enforce segregation using vague terms like “capacity” and “comfort.” Featuring exclusive insights from John B. Cruz III and Justin Cruz of Cruz Companies, this report exposes the “Wizard of Oz” trap facing minority entrepreneurs and provides a 75-year blueprint for beating the system and building generational wealth.